About

Practitioners who build what they advise on.

Post Oak Labs is an AI consultancy. The team built production tokenized payment systems, ran institutional programs at a senior level and wrote a fair share of the research the industry now cites. Today we put that experience into AI products we operate ourselves: more than 1,200 tools and workflows across three live products.

Who we are

Tim Swanson

Founder, Post Oak Labs

linkedin.com/in/timswanson ↗
Track record

Where we have worked and what we have built

20+
institutional blockchain projects advised or built
200+
keynotes and panels at international conferences
100s
fintech projects and entities evaluated in advisory, due diligence and research roles

Team members bring direct production experience from tokenized payment deployments across frontier markets, and have worked alongside or within major central banks, global banking groups and first-generation enterprise blockchain consortia.

Team members have been quoted in Wired, MIT Technology Review, Reuters, The New York Times, Bloomberg, The Wall Street Journal, the Financial Times, American Banker and International Business Times, among others. Keynote and panel appearances include Sibos, Money20/20, DevCon and central bank and academic forums.

Research and publications

What the team has written and presented

Books

Several books on blockchain and distributed ledgers, including an early guide to smart contracts and trustless asset management (2014) and an analysis of bitcoin as a money-like informational commodity. Both remain standard references.

Permissioned blockchain

A 2015 paper, "Consensus-as-a-service", is credited with popularizing the term "permissioned blockchain" and the distinction between public and permissioned ledgers that institutional design still uses.

CBDC and central banks

Senior involvement in CBDC initiatives: leading a global CBDC advisory function at a major technology firm, contributing to a widely referenced central bank blockchain pilot, and advising on wholesale CBDC design across jurisdictions.

Cross-border payments

Hands-on development of a bank-led blockchain payment network that became one of the most cited examples of production tokenized remittance infrastructure.

Stablecoin policy

Analysis of reserve structures, systemic risk and regulatory design, cited in policy discussions and by regulators, including algorithmic stability mechanisms and collateral trade-offs.

Blockchain analytics

Research on transaction graph analysis, entity clustering and the limits of blockchain privacy, which informed analytics tools used by bank compliance teams.

Consensus design

Technical writing on finality versus throughput and how consensus choice affects institutional use cases, across proof-of-work, proof-of-stake and BFT designs.

Tokenized finance

Writing on tokenized money market funds, bonds and securities: settlement, regulatory treatment and adoption constraints.

Regulatory technology

Work from the supervisory side as well as the implementation side, including academic instruction in RegTech and the use of onchain datasets for compliance.

Talk to us

We work with a limited number of institutions at a time.

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