Liquidity · Capital · Regulatory Reporting · FP&A

Balance sheet advisory for institutions that cannot afford gaps

Meridian Capital Advisory delivers specialist advisory in liquidity management, capital optimization, financial planning, and regulatory reporting - built on senior experience inside major global financial institutions.

A Post Oak Labs partner · postoaklabs.com

Services

Capital, liquidity, and financial advisory for institutions

Our consultants have built and run capital, liquidity, and FP&A functions inside major financial institutions. We translate that into practical advisory for banks and financial institutions at any stage of sophistication.

Liquidity Risk

Liquidity Management & Optimization

Intraday liquidity, stress testing, and buffer optimization across retail, wholesale, and intragroup funding structures. We work to strengthen liquidity positioning and reduce cost of liquidity - with practical experience building and running these functions at a major global institution.

Capital

Capital Adequacy & Optimization

Basel III/IV advisory including RWA optimization, capital attribution, and capital planning. Practical guidance translating regulatory requirements into executable balance sheet strategy - based on hands-on experience with regulatory capital reporting, including CET1, Tier 1 Leverage, SLR, and related metrics.

Regulatory Reporting

Regulatory Capital & Liquidity Reporting

FFIEC 101, FFIEC 102, Pillar 3 Regulatory Capital, FR 2052a, FR Y-9C Capital schedules, FR Y-15, and FR Y-14Q - and related reporting and reconciliation processes, including data architecture, control frameworks, and identification and remediation of reporting gaps. Hands-on experience preparing quarterly regulatory capital decks for senior leadership and Board-level audiences under tight timelines.

FP&A

Financial Planning & Analysis

Long-range forecasting, scenario analysis, driver-based models, and executive reporting. Experience building and refining forecasting methodologies over multiple cycles at a major global institution - including large-scale data analysis, business-case modeling, and cross-functional stakeholder engagement across Treasury, ALM, and Accounting.

Tokenized Finance

Traditional Finance × Tokenized Infrastructure

Advisory at the intersection of traditional bank treasury and tokenized financial infrastructure - including how tokenized money market funds, stablecoin rails, and CBDC interact with existing capital and liquidity frameworks. Meridian works alongside Post Oak Labs on mandates that require both regulatory/treasury rigor and tokenized finance expertise.

LCR

HQLA eligibility, reporting controls, and supervisory engagement.

NSFR

Gap analysis, funding profile optimization, structural liquidity improvement.

Intraday Liquidity

Real-time monitoring, correspondent account management, settlement risk.

Basel III / IV

Capital ratio management, RWA review, output floor impact assessment.

ILAAP / ICAAP

Internal liquidity and capital adequacy assessment design and documentation.

Asset-Liability Management

ALM framework design, IRRBB, and funds transfer pricing.

The tokenized finance angle

As stablecoins, tokenized money market funds, and CBDC become relevant to institutional treasury functions, the capital and liquidity treatment of these instruments is a live and evolving question. Meridian works alongside Post Oak Labs on mandates that require expertise at this intersection - providing regulatory and treasury rigor to tokenized finance implementations where that knowledge is otherwise difficult to find in one place.


Get in touch

We work with banks, asset managers, and financial institutions requiring specialist capital, liquidity, or FP&A expertise. Reach out to discuss your mandate.

contact@postoaklabs.com