Three regulatory regimes are live or imminent. Reserve adequacy, redemption mechanics, operational safeguards, VASP travel-rule data sufficiency, tokenized-RWA classification — every one is a separate audit lens, and they overlap unevenly. Four demos plus the AML transaction-monitoring cross-link give an issuer the readiness surface in the browser, exportable as AP2 mandates the audit team can replay.
Built for Paxos · Circle · Bridge (post-Stripe) · Anchorage · usable by any covered VASP entering EU or US licensing
Start at the issuance surface — reserve adequacy, redemption rights, operational safeguards. Move to the VASP-to-VASP edge (Travel Rule). Pin the tokenized-RWA adjacency (where issuer business models increasingly extend). Close with the financial-crime overlay that pulls every transaction through AML transaction monitoring.
Reserve composition × redemption rights × operational safeguards scored against MiCA Title III (Arts. 35–42) and GENIUS Act payment-stablecoin regime. Live MiCA checklist line-by-line, GENIUS classification check, composite readiness score /100, AP2 mandate export — the artifact the issuer's risk committee can sign.
Originator + beneficiary data sufficiency scored across FATF baseline, EU TFR (Reg. 2024/1624, applicable from 30 Dec 2024), FinCEN 31 CFR 1010.410(f), UK MLR and MAS PSN02. Field-by-field requirement matrix, de-minimis threshold, sunrise-issue handling. The VASP-edge layer the stablecoin issuer's redemption partners read.
Pre-issuance pathway determination — 8 asset classes × 7 jurisdictions × offering structure → MiCA + Howey classification + pathway verdict (viable / remediate / not-viable). The adjacency every stablecoin issuer's business team is modelling.
Six rule families with FP/TP modeled against a synthetic 100K-tx population, precision/recall live, AP2 ruleset export. Cross-link from the RegTech hub; every issuer reads every transaction through this surface before settlement.
Four-step architecture designer for CBDC and distributed-ledger deployments — structural model, platform selection (Corda / Fabric / R3 / Canton), cross-CBDC interoperability scenario, and Policy Mandate export. For issuers evaluating wholesale CBDC rails or DLT settlement infrastructure.
Model cross-border settlement across West Africa — Nigeria eNaira/cNGN, Ghana e-Cedi, ECCU DCash. Settlement economics vs correspondent banking, FATF compliance overlay, Policy Mandate export. A live playbook for issuers targeting African retail or remittance markets.
Model multi-CBDC PvP settlement across mBridge participant corridors — e-CNY, Digital Dirham, e-Baht, Digital Riyal. Settlement mechanism design, UTC overlap diagnostics, interoperability assessment. The wholesale settlement layer every institutional issuer must stress-test.
Validate reserve composition against GENIUS Act (effective Jan 2027). 1:1 backing, UST ≤93-day maturity caps, Fed deposit allocation, asset segregation, monthly disclosure, AML/BSA programme. The US regulatory layer every dollar-stablecoin issuer must clear before January 2027.
MiCA Phase 2 is live in the EU; the GENIUS Act has set the US framework; FATF R.16 governs the VASP-to-VASP edge; AMLA 2026 will harmonise. The reserve audit team, the redemption-mechanism team, the VASP-onboarding team, and the TM team all read different parts of the same regulation set — and the issuer pays for the overlap once.
The four demos here are the curated path. Reserve adequacy and redemption mechanics in the first demo. VASP-to-VASP data sufficiency in the second. Tokenized RWA adjacency in the third — because every issuer's growth story now includes a tokenized-asset sleeve. The AML cross-link in the fourth, because the TM surface is what catches the issuer if the issuance side is well-engineered but the downstream rails leak.
Every output exports as an AP2 mandate — the audit team replays it, a downstream agent runtime enforces it, the same JSON is the trail.
The stablecoin / RWA cluster in the catalog — reserve auditing, VASP travel-rule checking, stablecoin AML mapping, tokenized-asset compliance, RWA tokenization cost modelling.
The Tool Chain Composer renders the AINumbers catalog as a DAG with the 33 demos highlighted. The stablecoin / RWA cluster connects sideways to the regtech surface and to the agentic-runtime mandate layer.
MiCA / GENIUS readiness, FATF Travel Rule, tokenized RWA and wholesale settlement corridors — we've built tokenized rails in the Caribbean and South Asia. Let's talk.
Talk to our team →